A large enough crisis lets intellectuals make decisions normally restricted to moneyed interests such as large companies and the top 1% of wealth holders.
The financial cycles indicate a crisis occurs when the concentration of wealth takes wealth away from consumers changing a demand/capitalist society to a supply-side/feudalistic society. Much of the concentrated wealth must dissipate without the opportunity to invest in growth situations. A very telling signal is the increase in asset values currently noted in Wall Street Journal.
The main question is how fast the downward spiral of declining wealth appears and when a crisis point is reached.
Much of what will and should happen to restore a demand-side economy is the reason for PlanUSA.com.